Financial Calculators
Make confident financial decisions with our free calculators. From figuring out your monthly mortgage payment to seeing how your savings grow with compound interest — every tool is instant, accurate, and requires no sign-up.
Loans & Mortgage
View all →Mortgage Calculator
Monthly payment, total interest, and amortization
Loan Calculator
Monthly payments for any personal or auto loan
Business Loan Calculator
Payment, interest, and true APR for business financing
Student Loan Calculator
Payment, interest, and payoff with extra payments
Personal Loan Calculator
Payment and true APR including origination fees
Mortgage Payoff Calculator
Interest and years saved by paying extra
Auto Loan Calculator
Monthly car payment with trade-in and down payment
Interest Calculator
Simple or compound interest on any amount
Credit Card Payoff
Time and interest to pay off credit card debt
Debt Payoff Calculator
Payoff timeline with extra payment analysis
Debt Consolidation Calculator
Combine debts into one lower-rate loan and see savings
Amortization Calculator
Full loan amortization schedule
House Affordability Calculator
How much home can you afford?
Refinance Calculator
Monthly savings and break-even point
Down Payment Calculator
Down payment needed and savings timeline
Rent vs Buy Calculator
Compare true cost of renting vs buying
APR Calculator
True annual percentage rate including fees
Car Lease Calculator
Monthly lease payment with money factor
Home Equity Calculator
Equity, LTV, and HELOC borrowing power
Mortgage Points Calculator
Break-even and savings from discount points
FHA Loan Calculator
FHA payment including MIP (mortgage insurance)
PMI Calculator
Monthly PMI cost and payoff timeline
Escrow Calculator
Monthly escrow and total PITI mortgage payment
Debt-to-Income Calculator
DTI ratio for mortgage and loan qualification
Simple Interest Calculator
Interest and total using I = P × r × t
Investing & Retirement
View all →Compound Interest Calculator
See how investments grow over time
Savings Calculator
How long until you reach your savings goal
Retirement Calculator
Project your nest egg and monthly retirement income
Social Security Calculator
Estimate your monthly benefit by income and claiming age
Investment Calculator
Future value of investments with contributions
Inflation Calculator
Purchasing power over time
ROI Calculator
Return on investment percentage and multiple
Net Worth Calculator
Total assets minus liabilities
401k Calculator
Project your 401k balance at retirement
CD Calculator
Certificate of deposit interest and maturity value
Stock Profit Calculator
Profit, loss, and ROI on any stock trade
Roth IRA Calculator
Tax-free retirement balance vs Traditional IRA
Emergency Fund Calculator
Target savings and timeline to build safety net
FIRE Calculator
Financial independence number and years to FIRE
Annuity Calculator
Future value or required payment for regular contributions
Dividend Calculator
Dividend yield, income, and DRIP reinvestment projections
Mutual Fund Calculator
Future value with contributions and expense ratio
Rule of 72 Calculator
How long to double an investment at any rate
NPV Calculator
Net Present Value — should you take this investment?
Payback Period Calculator
How long until your investment pays for itself
DCA Calculator
Dollar cost averaging — project returns from monthly investing
Bond Yield Calculator
Yield to maturity (YTM) and fair bond price
College Savings Calculator
529 plan projections and college funding gap
Crypto Profit Calculator
Profit, ROI, and return multiple for any crypto trade
Coast FIRE Calculator
The amount to invest now to coast to retirement
Present Value Calculator
What a future sum of money is worth today
Future Value Calculator
What a lump sum plus deposits grows to over time
Taxes
View all →Income Tax Calculator
2024 federal tax by bracket, effective rate, and marginal rate
Depreciation Calculator
Straight-line and double-declining asset depreciation
Capital Gains Tax Calculator
Federal tax on short-term and long-term gains
Tax Refund Calculator
Estimate your 2026 federal refund or balance due
1099 / Freelancer Tax Calculator
Self-employment + income tax and quarterly set-aside
Quarterly Estimated Tax Calculator
Per-quarter payments and all four IRS due dates
Self-Employment Tax Calculator
Social Security + Medicare on freelance earnings
Content Creator Tax Calculator
Taxes on sponsorships, ads, affiliate, and merch
Bonus Tax Calculator
Take-home bonus after 22% withholding, FICA, and state tax
Income & Pay
View all →Salary Calculator
Convert between hourly, annual, monthly pay
Paycheck Calculator
Federal taxes, Social Security, and Medicare withholding
Break-Even Calculator
Units and revenue needed to cover all costs
Markup Calculator
Markup %, selling price, and gross margin
Hourly to Salary Calculator
Convert an hourly wage to weekly, monthly, and annual pay
Overtime Calculator
Overtime pay at 1.5× or 2× plus total weekly earnings
Pay Raise Calculator
What your raise is really worth after tax and inflation
Cost of Living Raise Calculator
The raise you need to keep up with inflation
Commission Calculator
Sales commission and total pay from rate, base, and quota
Influencer Earnings Calculator
Estimated pay per sponsored post and per month
Freelance Rate Calculator
The hourly rate to charge to hit your income goal
Side Hustle Calculator
Real profit and true hourly rate after costs and tax
Nurse Pay Calculator
Real pay with night & weekend shift differentials
Budget & Spending
View all →Other Categories
Frequently Asked Questions
Are these financial calculators accurate?
Yes. Each calculator uses the same formulas used by banks and financial institutions. Results are for informational purposes — always confirm major financial decisions with a licensed advisor.
Can I use these for home buying?
Absolutely. The Mortgage Calculator shows your monthly payment and total interest, the Loan Calculator covers personal and auto loans, and the Compound Interest Calculator shows how savings and investments grow over time.
What is the most popular financial calculator?
The Mortgage Calculator is the most-used, followed by the Loan Calculator and Compound Interest Calculator.