Loan & Mortgage Calculators
Everything you need to plan borrowing and pay down debt. Estimate a mortgage payment, run a full amortization schedule, compare refinancing, size an auto or personal loan, and build a debt-payoff plan — all in one place.
19 free calculators · no sign-up · instant results
Mortgage & Home
Mortgage Calculator
Monthly payment, total interest, and amortization
Amortization Calculator
Full loan amortization schedule
House Affordability Calculator
How much home can you afford?
Refinance Calculator
Monthly savings and break-even point
Down Payment Calculator
Down payment needed and savings timeline
Rent vs Buy Calculator
Compare true cost of renting vs buying
Home Equity Calculator
Equity, LTV, and HELOC borrowing power
Mortgage Points Calculator
Break-even and savings from discount points
PMI Calculator
Monthly PMI cost and payoff timeline
Escrow Calculator
Monthly escrow and total PITI mortgage payment
Auto & Personal Loans
Debt & Credit
Interest Calculator
Simple or compound interest on any amount
Credit Card Payoff
Time and interest to pay off credit card debt
Debt Payoff Calculator
Payoff timeline with extra payment analysis
Debt-to-Income Calculator
DTI ratio for mortgage and loan qualification
Simple Interest Calculator
Interest and total using I = P × r × t
Frequently asked questions
Which loan calculator should I start with?
For a home, start with the Mortgage Calculator for your monthly payment, then House Affordability to see your budget and Amortization to view the full payoff schedule. For a car, use the Auto Loan Calculator; for cards and other debt, use the Debt Payoff Calculator.
Are these calculators accurate?
Yes — they use the standard amortization formula banks and lenders use. Results are estimates for planning; your actual rate and payment depend on your lender, credit score, and local taxes.